There are dozens of life insurance companies out there that offer these no health question policies. Here are just some to name a few:
There are many life insurers that offer you insurance policies without asking questions about your health. Below are some of the life insurance:
AIG
Americo
Colonial Penn
Gerber Life
Kemper
Mass mutual
Metlife
Mutual of Omaha
New York Life
Transamerica
Sons of Norway – Most affordable
United Home Life
Vantis Life
Many of these insurers have a normal waiting period of two years. However, there are some that have a waiting period of three years. Apart from the different waiting periods of two or three years, the other significant difference is the premium charged by them.
So, which insurer is the best and the most affordable?
We highly recommend Sons of Norway, as it is the insurer with the most affordable cost with which you can also have an agent. You would not find them in every state. Another one is Gerber Life. Also, there is Mutual of Omaha, but they are sold directly to the consumer.
This means that if you don’t have an agent to help you in the future. If you don’t want to work with a funeral insurance agent for the rest of your life when you have other insurance needs, then contact Mutual of Omaha.
But, if you understand and appreciate the importance of working with insurance professionals who will always strive to give you the best, then you can work with us to buy the Sons of Norway policy.
Like some of our past clients, you will probably need life insurance anytime in the future. You might be the one in need of it, a family member or a friend.
Don’t you think it would be best to have a nice burial insurance advocate working for you instead of looking for one yourself? Here are some examples of the rates from Sons of Norway.
Guaranteed Acceptance Burial Insurance for Sons of Norway
Female
| AGE | $5,000 | $10,000 | $15,000 | $20,000 |
| 50 | $13.81 | $27.63 | $41.44 | $55.25 |
| 55 | $16.98 | $33.96 | $50.94 | $67.92 |
| 60 | $20.54 | $41.07 | $61.61 | $82.14 |
| 65 | $24.67 | $49.33 | $74.00 | $98.67 |
| 70 | $31.66 | $63.33 | $94.99 | $126.65 |
| 75 | $41.55 | $83.10 | $124.64 | $166.19 |
| 80 | $53.33 | $106.67 | $160.00 | $213.33 |
Gerber Life Guaranteed Acceptance Burial Insurance
Male
| AGE | $5,000 | $10,000 | $15,000 | $20,000 |
| 50 | $18.30 | $36.59 | $54.89 | $73.19 |
| 55 | $23.41 | $46.83 | $70.24 | $93.65 |
| 60 | $29.04 | $58.09 | $87.13 | $116.18 |
| 65 | $35.41 | $70.82 | $106.23 | $141.64 |
| 70 | $45.29 | $90.58 | $135.88 | $181.17 |
| 75 | $57.63 | $115.25 | $172.88 | $230.50 |
| 80 | $69.93 | $139.85 | $209.78 | $279.70 |
