The Secret to Low Cost Burial Insurance with High Blood Pressure

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You might be thinking that it will be difficult for you to qualify for a funeral insurance plan with high blood pressure. We are happy to tell you that high blood pressure will not stop you in any way when looking for funeral insurance.

It Keeps Getting Better

Even if you have uncontrolled high blood pressure, we can easily get qualified for instant benefits.

In this article, we are going to show you how insurance companies react to hypertension and how you can get the best insurance if you have high blood pressure.

And you don’t want to miss this good news….

Because funeral insurance plans are simplified, you do not need a physical or medical examination. You just have to answer a few health questions.

If Your Blood Pressure is Under Control

What is considered as life insurance for high blood pressure? They type of blood pressure that is uncontrollable by medications will be a concern for life insurance.

However, if it can be controlled by medication and monitored, then you should not worry; any insurance company will attend to you immediately! You can choose any final expense insurer, and they will be willing to offer you an insurance policy.

But you wouldn’t need just any insurance, would you?

The truth is that if you haven’t managed your hypertension in the past two years.

For some reason, high blood pressure has not been controlled in the past two years.

Don’t worry, although there are some insurance companies that will charge you more for candidates with hypertension or high blood pressure.

There are some premium rate insurers that offer the lowest payment with instant insurance coverage.

What You Need to Know About Same Day Policy for High Blood Pressure

This means there would not be a waiting period.

Basically, dealing only with high blood pressure is not a problem for the world-class funeral or end-of-life insurer.

So, to make sure you get the best deal, you need to contact a specialist who is experienced in end-of-life insurance, who only has access to those best A + insurers.

No physical examination or review of medical history. Only a few questions, no problem!

But hold on, it is not always this simple for everyone …

Another crucial thing to keep in mind is that uncontrolled hypertension can cause stroke and heart attack. It is always advisable to consult your doctor regularly.

  • History of prescribed burial life insurance drugs
  • Medications marked by insurance companies

Have you been denied life insurer prescription history? There are certain medications that insurers are looking for while assessing candidates with high blood pressure.

Some insurance companies will classify you as a high risk if you take any of the medications below.

  • Amlodipine
  • Atenolol
  • Amyl Nitrate
  • Betaxolol 
  • Bisoprolol fumarate
  • Bumetanide
  • Candesartan
  • Carteolol
  • Carvedilol
  • Chlorthalidone
  • Coreg
  • Diltiazem
  • Diovan
  • Doxazosin Mesylate
  • Esmolol
  • Furosemide
  • Indapamide
  • Labetalol 
  • Lasix
  • Hydrochlorothiazide
  • Lisinopril
  • Losartan
  • Losartan
  • Lopressor
  • Metoprolol
  • Monoket
  • Nadolol
  • Nebivolol
  • Nicardipine  
  • Nifedipine
  • Norvasc
  • Spironolactone

There are many medications for high blood pressure that some insurance companies are concerned with. This may be due to side effects or long-term effects of the drugs listed above.

Life Insurance Underwriting for Hypertension

To be frank, it is uncommon to see any application of the end-of-life expense company talk about the words high blood pressure or hypertension in their questions about health.

In case you don’t know if a life insurer does not inquire about a health condition, then they are very okay with it.

Your Expectation When Getting Burial Insurance with High Blood Pressure

Fortunately, if you only have hypertension, you are in a better position to qualify for a funeral insurance plan.

High Blood Pressure is Controllable

We do not know any life insurance company that will reject you for hypertension. You can contact any company, and they will give you immediate protection at the lowest rate.

You Have Had Uncontrolled High Blood Pressure in the Past Two Years

If you found yourself in this category, don’t worry. Although there are some (few) companies that do not agree with uncontrolled high blood pressure, there are many that do not care. You will easily be eligible for a level death funeral insurance plan.

You would not have a waiting period, and there will not be a need to pay a higher premium. Basically, you will have the same payment as a marathon runner.

How to Get the Best Funeral Insurance for High Blood Pressure

As already mentioned, high blood pressure will in no way complicate your ability to guarantee cheaper insurance for instant funeral expenses. With this, it is extremely simple to find the best life insurance plan with hypertension.

Having a funeral insurance plan is like having a lawyer to help you with your legal issues. You rely on your lawyer to diagnose your case and recommend the best action you should take.

Similarly, you need to look at the expertise of an independent end-of-life agency to find out which insurance company will give you the best deal.

Another Thing You Should Consider

This article obviously covers the topic of high blood pressure. In addition, it is important to remember that other health problem that you may encounter, if any, will be included in the equation. As I mentioned, high blood pressure is a problem in almost every company. In addition, you may have other health conditions that could complicate it more.

About Al Kushner
Al Kushner
He is a recognized financial educator, best-selling author, speaker, underwriting specialist and the founder & CEO of Superior Mutual, an independent insurance agency. He has helped families and individuals preserve, protect, and pass on a legacy since 1986. His mission is helping hard working seniors keep more of what they have worked a lifetime to save.

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